Filing a Joint Bankruptcy Petition When married couples get into a debt situation, sometimes just one or the other of the spouses has debts – and sometimes they are both in debt. A joint bankruptcy, allows spouses to file a single set of bankruptcy papers with the...
Bankruptcy Fee “Payment Plans:” Paying Bankruptcy Fees in Installments
The Bankruptcy Court’s filing fees are due when you file your bankruptcy petition. However, under some circumstances, you may ask the court if you can pay the fee in installments. To ask for installment payments, you or your bankruptcy lawyer must file a Form 3A – and...
Steps of Filing Chapter 13 Bankruptcy
Your bankruptcy lawyer fills out the Chapter 13 forms with you There are a few dozen pages of forms that must be filed with the court. These somewhat complicated forms disclose to the bankruptcy court: What property, debts, income, and expenses you have. The names of...
How Often Can I File Chapter 7 Bankruptcy?
There is generally NO LIMIT to the number of bankruptcy cases you can file. (Except in very rare cases where a bankruptcy court imposes a limit). However, if you discharged debts previously in a bankruptcy there is a “waiting period” before you are entitled to another...
How Often Can I File Chapter 13 Bankruptcy?
There is generally NO LIMIT to the number of bankruptcy cases you can file. (Except in very rare cases where a bankruptcy court imposes a limit). However, if you discharged debts previously in a bankruptcy there is a “waiting period” before you are entitled to another...
How Bankruptcy Attorneys Stop Garnishments
How to Protect Your Paycheck & Stop Garnishments with Bankruptcy Our experienced bankruptcy attorneys understand that nothing is worse than putting in a long, hard work week – only to have a big chunk of your hard earned wages garnished. If a creditor is...
What’s the Cheapest Way to File Bankruptcy?
The Cheapest Ways to File Bankruptcy Our experienced bankruptcy lawyerss understand that if you are considering filing for bankruptcy, you don’t have a lot of money to spare. If you did, you wouldn’t be filing bankruptcy! That is why our bankruptcy lawyers are always...
Which Bankruptcy Chapter Should I File?
Most personal bankruptcies filed in the Unites States fall under either Chapter 13 or Chapter 7 of the United States Bankruptcy Code. (Business Bankruptcies are covered under Chapter 11). Deciding whether Chapter 13 or 7 Bankruptcy is right for you depends upon: Your...
Do I Qualify For Chapter 7 Bankruptcy?
Congress changed the bankruptcy laws in 2005, making it a bit harder to qualify to file chapter 7 bankruptcy. (Remember in Chapter 7 bankruptcy debts are “discharged” and in Chapter 13 Bankruptcy debts are repaid.) Under the old laws the bankruptcy judge decided if...
How Bankruptcy Lawyers Stop or Delay Foreclosure
How Southfield Bankruptcy Lawyers Can Stop or Delay Foreclosure – Getting behind on your house payments is not something that anyone ever plans to do! But everybody experiences a change in circumstances that is beyond their control sometime. Whether an unexpected...