When Michigan drivers receive traffic tickets, they may be tempted to pay the fine and move on with their lives. However, doing so could mean incurring points on their driver’s licenses, but those may not be the only points they incur. A driver could incur points with...
Consequences of ignoring notices from a collection agency
Because collecting on unpaid debts can be time-consuming and expensive, many lenders and other entities hire third-party companies to track down payments from those who fall behind. Michigan residents may receive a letter in the mail warning them that their delinquent...
A DUI conviction means a license suspension or revocation
Like other states, Michigan takes it seriously when an individual is impaired behind the wheel. In fact, a DUI conviction in this state comes with particularly severe penalties, including the suspension or revocation of the driver’s license. This article touches on...
Debt settlement is a risky way to seek debt relief
When Michigan residents find themselves struggling to pay their debts, they may explore many options. Perhaps one of the riskiest paths they can take is dealing with a debt settlement company. While there may be some of these companies that are trustworthy, it is...
A DUI arrest puts a truck driver’s livelihood at risk
The state of Michigan does necessarily consider a “normal” driver legally drunk until his or her blood alcohol concentration reaches 0.08%. However, if an individual has a commercial driver’s license, that legal limit for a DUI arrest drops dramatically since the...
Bankruptcy exemptions may protect assets
Many in Michigan hesitate to seek debt relief through bankruptcy because they believe certain myths about the process. This may mean they continue to struggle with a burden of debt from which they may never find relief. One common misconception about bankruptcy is...
It could be a mistake to simply pay a traffic ticket
Every day here in Michigan and elsewhere, someone gets pulled over and receives a citation for failing to follow the rules of the road. If you are one of the unlucky ones, and like most drivers, you do not consider a traffic ticket to be a big deal. However, that...
Are you at risk of vehicle repossession?
When someone in Michigan is struggling to make payments on a vehicle loan, it can be devastating to discover that the lender has repossessed the vehicle. In fact, the mere threat from a lender may lead a car owner to take drastic measures to avoid the humiliation and...
What is too much credit card debt?
When it comes to credit card debt, there is no magic number that society considers too much. Some in Michigan may use their credit cards only for emergencies, but others find it a convenient way to manage their budgets. What may be a comfortable amount for one person...
MSP says breath testing machines are working again
At the beginning of the year, the state of Michigan took all 203 of its alcohol breath testing machines used at jails and police stations, not the ones used for roadside tests, out of service. These are the machines that provide the results prosecutors seek to use in...