Michigan residents who struggle with overwhelming debt may hesitate to consider the option of bankruptcy to find relief from their burdens. This may be because of the misplaced stigma attached to the process and the false belief that someone who files for bankruptcy...
Reckless driving is more than just a traffic violation
In recent weeks, the demand on truck drivers has increased as the needs for goods has increased across the country, including here in Michigan. With truckers on the roads longer right now, the potential for making mistakes goes up as well. Being accused of reckless...
Layoffs may prompt many to seek debt relief
Losing a job can be devastating, especially when it comes unexpectedly. Many in Michigan are in this situation as companies lay off workers in unprecedented numbers. Facing a layoff means having to come up with a plan as quickly as possible to avoid financial disaster...
Field sobriety tests are accurate. Aren’t they?
The simple answer to this question is that they are definitely not accurate. Even the creators of the standard field sobriety tests -- the one-leg stand test, the walk-and-turn test, and the horizontal gaze nystagmus test -- admit they are not 100% effective at...
What to do when your credit card is declined
Perhaps one of the most embarrassing things a Michigan shopper can experience is having a credit card declined at the checkout. He or she may become flustered, ask the cashier to run the card a second time and finally realize the card cannot be used for this purchase....
Does Michigan require you to wear a motorcycle helmet?
Not everyone in Michigan prefers a passenger vehicle such as an SUV, sedan or pickup truck as a mode of transportation. If you prefer a motorcycle, you are not alone. However, your preference requires you to follow certain additional rules. Is wearing a helmet one of...
What are the options when facing a tax lien?
Perhaps few debts are scarier than a debt to the IRS. After completing their taxes, many in Michigan discover they owe the government more than they can pay. Failing to take the appropriate steps to secure a payment plan, they may find themselves facing a tax lien....
Drivers may incur points on their driver’s license and insurance
When Michigan drivers receive traffic tickets, they may be tempted to pay the fine and move on with their lives. However, doing so could mean incurring points on their driver’s licenses, but those may not be the only points they incur. A driver could incur points with...
Consequences of ignoring notices from a collection agency
Because collecting on unpaid debts can be time-consuming and expensive, many lenders and other entities hire third-party companies to track down payments from those who fall behind. Michigan residents may receive a letter in the mail warning them that their delinquent...
A DUI conviction means a license suspension or revocation
Like other states, Michigan takes it seriously when an individual is impaired behind the wheel. In fact, a DUI conviction in this state comes with particularly severe penalties, including the suspension or revocation of the driver’s license. This article touches on...