The Second Amendment to the U.S. Constitution gives people living in this country the right to bear arms. However, the federal government and the states, including Michigan, can impose certain restrictions on individuals in order to protect the rights of everyone. For...
Understanding the Chapter 7 means test
A job loss, prolonged illness or other setback may send one’s fragile budget into a spiral. The thought of bankruptcy may be the most reasonable step to get out from under the burden of debt. For those in Michigan hoping to file for Chapter 7, which can result in the...
Bankruptcy exemptions may comfort those seeking debt relief
Economic turns can occur without warning and leave consumers struggling to make ends meet. A job loss, illness or divorce can devastate a budget and create a financial spiral that seems impossible to get out of. For many, bankruptcy offers relief from this burden and...
Breath tests can be wrong due to certain foods and conditions
Each year, drivers across the country, including many here in Michigan, find themselves pulled over by police on suspicion of drunk driving. Police officers request those drivers participate in roadside breath tests, and at least some of them will end up under arrest...
Reckless driving is more than just a traffic violation
In recent weeks, the demand on truck drivers has increased as the needs for goods has increased across the country, including here in Michigan. With truckers on the roads longer right now, the potential for making mistakes goes up as well. Being accused of reckless...
Layoffs may prompt many to seek debt relief
Losing a job can be devastating, especially when it comes unexpectedly. Many in Michigan are in this situation as companies lay off workers in unprecedented numbers. Facing a layoff means having to come up with a plan as quickly as possible to avoid financial disaster...
Field sobriety tests are accurate. Aren’t they?
The simple answer to this question is that they are definitely not accurate. Even the creators of the standard field sobriety tests -- the one-leg stand test, the walk-and-turn test, and the horizontal gaze nystagmus test -- admit they are not 100% effective at...
What to do when your credit card is declined
Perhaps one of the most embarrassing things a Michigan shopper can experience is having a credit card declined at the checkout. He or she may become flustered, ask the cashier to run the card a second time and finally realize the card cannot be used for this purchase....
Does Michigan require you to wear a motorcycle helmet?
Not everyone in Michigan prefers a passenger vehicle such as an SUV, sedan or pickup truck as a mode of transportation. If you prefer a motorcycle, you are not alone. However, your preference requires you to follow certain additional rules. Is wearing a helmet one of...
What are the options when facing a tax lien?
Perhaps few debts are scarier than a debt to the IRS. After completing their taxes, many in Michigan discover they owe the government more than they can pay. Failing to take the appropriate steps to secure a payment plan, they may find themselves facing a tax lien....